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WorldU.S.N.Y. / RegionBusinessTechnologyScienceHealthSportsOpinionArtsStyleTravelJobsReal EstateAutosSearch BusinessFinancial ToolsSelect a Financial ToolMutual FundsAnalysis ToolsPortfolioAlertsMore in Business »World BusinessMarketsEconomyDealBookMedia & AdvertisingSmall BusinessYour MoneymodifyNavigationDisplay();Advertise on NYTimes.com Those With Sense of History May Find It’s Time to InvestThose With Sense of History May Find It’s Time to Invest By ALEX BERENSONSome investors say that the sell-off has gone too far and that stocks could rally if a downturn is not severe. Video: Driven by ImpulseYour MoneyOne Thing You Can Control: Your Credit ScoreOne Thing You Can Control: Your Credit Score By RON LIEBERTips for improving your credit standing since your credit score is something that you have a fair bit of control over.About New YorkIn Civil Court, One Nation, Under Debt By JIM DWYERAs the final stop on the subprime lending train, the Civil Court has become the 21st-century debtors’ court.Your MoneySwitching to Cash May Feel Safe, but Risks Remain By RON LIEBERFleeing the stock market for the comfort of safe and insured, investors with a time horizon beyond a few years may be doing real damage to their long-term finances. Video: Time to Get Out?With Credit Drying Up, Car Buyers Bring Cash By BILL VLASIC and NICK BUNKLEYCar buyers are being forced to put more money down or make all-cash deals because of the tight credit markets, hurting already sluggish auto sales.Full of Doubts, U.S. Shoppers Cut Spending By LOUIS UCHITELLE, ANDREW MARTIN and STEPHANIE ROSENBLOOMConsumers are pulling back on their spending, all but guaranteeing that the economic situation will get worse. mm.DI = true; mm.LI = false; mm.AH = "Back Story With The Times's Louis Uchitelle"; mm.AS = "20081006_Backstory-Uchitelle_audio"; mm.AD = "400"; mm.AU = "http://graphics8.nytimes.com/podcasts/2008/10/06/06backstory-uchitelle.mp3"; mm.IU = ""; writePlayer(); New Jersey Offers a Preview of Possible Economic Woes to ComeNew Jersey Offers a Preview of Possible Economic Woes to Come By PATRICK McGEEHANNew York City seems increasingly likely to fall into recession, many analysts say. To get a sense of what that might look like, one need only cross the Hudson River.Our TownsShrapnel From Wall Street, Landing 40 Miles NorthShrapnel From Wall Street, Landing 40 Miles North By PETER APPLEBOMEWhat’s life like these days in Darien, Conn., the community said to have the nation’s highest percentage of residents working in financial industries?Bailout Brings With It Diverse PerksBailout Brings With It Diverse Perks By TARA SIEGEL BERNARD and KATE GALBRAITHThe economic bailout package contains an assortment of benefits for millions of taxpayers and consumers.Answers to the Public’s Questions About the Financial CrisisYour MoneyWhere’s It All Going? Find Out OnlineWhere’s It All Going? Find Out Online By RON LIEBERAlthough you don’t have control of the stock market, you do have control over your personal budget.Your MoneyNavigating Troubled Times: Answers for Readers By TARA SIEGEL BERNARDHundreds of readers responded to an invitation to submit questions about the effects on their personal finances.Comment Post a Comment »Hazardous Conditions for the Auto Industry By BILL VLASIC and NICK BUNKLEYIndustry sales have dropped 26.6 percent over all compared with a year ago, and automakers sold fewer than a million new cars in September, the first time since 1993.G.M. Hopes New Car Has International AppealTopics: Ford | G.M. | ToyotaYour MoneyA Bill Encouraging to Distressed Homeowners, but Its Reach Is Unclear By TARA SIEGEL BERNARDThe bailout package should ease tight credit and hold down interest rates. But it does not go as far as some Democrats would have liked in helping distressed homeowners.Your MoneyThe Financial Adviser as Hand-HolderThe Financial Adviser as Hand-Holder By RON LIEBERMost of us can take some comfort in the fact that we have time on our sides. Managing our money is a process that unfolds over decades, not days.Raffles: Real Estate’s Latest Game of ChanceRaffles: Real Estate’s Latest Game of Chance By STEVEN KURUTZA number of homeowners have been using raffles and competitions in a last-ditch effort to raise money and unload a house.NoveltiesDo I Hear 4%? On This Site, Banks Bid for Your Cash By ANNE EISENBERGA new Web site hopes to bring competitive selling — and possible good deals for shoppers — to those looking to invest a nest egg in an account at an attractive rate.The CountTurning 65? Maybe It’s Not Time to Quit By PHYLLIS KORKKIWhether through desire or necessity, more older workers are staying in their jobs longer or returning after retiring.Market ValuesWhat Should Investors Do Now? Perhaps Wait By CONRAD DE AENLLEWhether they are hopeful or fearful, analysts and fund managers contend that the best course of action is to hold back and wait to see what develops next.ShortcutsJob Hunting Is, and Isn’t, What It Used to Be By ALINA TUGENDJob hunting has been transformed to some extent. You can do a lot more of it at home in your pajamas. But when push comes to shove, you still have to put on a suit and go out and meet people.How to Treat a ‘Money Disorder’How to Treat a ‘Money Disorder’ By SARAH KERSHAWExperts in psychology and financial planning say the number of professionals in the budding field of financial therapy has multiplied in the last few years.Retirees Filling the Front Line in Market FearsRetirees Filling the Front Line in Market Fears By JOHN LELAND and LOUIS UCHITELLEOlder Americans with investments are among the hardest hit, and have the least opportunity to recover.For Banks, Bailout; For Young People, Advice About Credit By AMY SCHOENFELDThe Treasury Department started a new campaign last week to educate 18- to 24-year-olds about the importance of credit.Fundamentally: A Rally Built on a Government Rescue: Can It Last? Mortgages: Considering the Seven-Year Plan Your Money: Minimizing Your Own Exposure to Risks Your Money: Money Market Funds Enter a World of Risk What Changes in the Financial World Mean to Customers Q. and A.: Leonhardt Discusses the Economic Turmoil Your Money: Q & A: Market Turmoil Strategies: Value and Momentum Investing, Together at Last Mortgages: It’s Helpful to Know Your Limits Your Money: Memo to the Uneasy Investor: Be Strong Shortcuts: Party Peer Pressure, and Why You Shouldn’t Succumb to It U.S. Finds Rampant Errors by Commercial Tax Services In Tough Times, Even the Billionaires Worry Protecting Your Assets: Some Strategies Donors Leave the Details to a Fund Where to Keep Cash When No Investment Seems Safe Extra Insurance Can Protect Those Diamonds and Pearls Some Advice on Getting Good Advice How to Know When a Tax Deal Isn’t a Good Deal The Key to Wedded Bliss? Money Matters Business Headlinesfrom the past 7 daysSMTWTFS56789101112131415161718enter keyword or datee.g. April 21, 2001 The Motherlode Blog Money Meltdown: What to Tell the Kids? In her new parenting blog, Lisa Belkin writes on how to reassure your children during the credit crisis. Go to Motherlode » From Other Times Blogs City Room: Answers About Living Cheaply in New York Domestic Disturbances: Waiting for Schadenfreude Real Estate Q & A: Ask an Expert: Can You Still Get a Mortgage? MultimediaSaving Green While Going GreenVideoSaving Green While Going Green Times reporter Kate Galbraith gets some tips on saving money and energy while getting the laundry done.Time to Get Out?VideoTime to Get Out? With the market experiencing severe turbulence, is this the time to sell your stocks? Ron Lieber discusses your money.Across America, Speaking Out on the EconomyInteractive FeatureAcross America, Speaking Out on the Economy The Times asked residents of several American cities to share their thoughts on the economic turbulence and how it affects their lives.The Debt TrapInteractive FeatureThe Debt Trap A series about the surge in consumer debt and the lenders who made it possible.Related Article: Given a Shovel, Americans Dig Deeper Into DebtReal EstateIs It Better to Buy or Rent? Compare the costs of renting and buying equivalent homes.Home Prices in Selected Cities Through July ’08Interactive GraphicHome Prices in Selected Cities Through July ’08 A presentation of monthly data collected from Standard & Poor’s/Case-Shiller of home prices in selected cities.Wealth & Personal Finance: A Special SectionLearning to ShareLearning to ShareTalking to your children about what they’ll inherit, and what they will not. Who’ll get the lion’s share?Wealth & Personal Finance: A Special SectionMutual Funds ReportMutual FundsThird Quarter The historic upheaval in the financial markets, bonds as a portfolio cushion, and more. Podcast Weekend Business Weekend Business This week: Jeff Sommer and Gretchen Morgenson on the storm sweeping through the financial markets; John Schwartz on finding joy in the misery of the very, very rich; and Tim O’Brien and Brad Stone on the battle of the online retail giants. How to Subscribe mm.DI = true; mm.LI = false; mm.AH = "This Weekend's Podcast"; mm.AS = "20081003_WEEKENDBIZ_AUDIO"; mm.AD = "1309"; mm.AU = "http://podcasts.nytimes.com/podcasts/2008/10/10/10weekendbiz.mp3"; mm.IU = ""; writePlayer(); Advertise on NYTimes.com MOST POPULAR - BUSINESS E-Mailed Blogged Those With Sense of History May Find It’s Time to InvestYour Money: Switching to Cash May Feel Safe, but Risks RemainThe Reckoning: Taking Hard New Look at a Greenspan LegacyG.M. and Chrysler Explore MergerYour Money: One Thing You Can Control: Your Credit ScoreTalking Business: Swept Up by Insanity of MarketsWhite House Overhauling Rescue PlanWhite House Memo: In Final Months in Office, Bush Is Burdened but Still ConfidentRich Nations Pushing for Joint Financial RescueShortcuts: When Job Hunting, Be Your Own SalesmanGo to Complete List » U.S. May Take Ownership Stake in BanksStocks Fall Sharply in AsiaTaking Hard New Look at a Greenspan LegacyAsia: Stocks Fall Sharply in Early TradingGlobal Fears of a Recession Grow StrongerFed Announces Plan to Buy Short-Term DebtNervous Days as Consumers Tighten BeltsCentral Banks in Coordinated Global Rate CutAsian Markets Move Up After Rate CutsBritain Earmarks $87 Billion to Bail Out BanksGo to Complete List » new Accordian("mostPopWidget"); The New York Times Video nytimes.com/video

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Also in Video: Road to November: Greeley, Colo. The Music Man Movie Downloads: The Bailout Plan AdvertisementsIn a world of second opinions, get the facts first.Need to know more? Get 50% off home delivery of The Times.New York Times Live: Bringing the pages of The Times to lifewww.nytimeslive.comWatch A.O. Scott's video reviews of movies.MarketplaceSearch forlistings onyour mobilephoneVisit NYTimes.com Business DirectoryThe only address to know.VeteransCareer Fair& Job ExpoNov. 6, 2008In a world ofsecond opinions,get the facts first.Compare healthPlans for freeGo to UcompareHealthcare.com MARKETS insertWSODModule("http://markets.on.nytimes.com/research/modules/business/business.asp"); Get QuotesMy Portfolios » MOST POPULAR - BUSINESS E-Mailed Blogged Those With Sense of History May Find It’s Time to InvestYour Money: Switching to Cash May Feel Safe, but Risks RemainThe Reckoning: Taking Hard New Look at a Greenspan LegacyG.M. and Chrysler Explore MergerYour Money: One Thing You Can Control: Your Credit ScoreTalking Business: Swept Up by Insanity of MarketsWhite House Overhauling Rescue PlanWhite House Memo: In Final Months in Office, Bush Is Burdened but Still ConfidentRich Nations Pushing for Joint Financial RescueShortcuts: When Job Hunting, Be Your Own SalesmanGo to Complete List » U.S. May Take Ownership Stake in BanksStocks Fall Sharply in AsiaTaking Hard New Look at a Greenspan LegacyAsia: Stocks Fall Sharply in Early TradingGlobal Fears of a Recession Grow StrongerFed Announces Plan to Buy Short-Term DebtNervous Days as Consumers Tighten BeltsCentral Banks in Coordinated Global Rate CutAsian Markets Move Up After Rate CutsBritain Earmarks $87 Billion to Bail Out BanksGo to Complete List » new Accordian("mostPopWidget"); HomeWorldU.S.N.Y. / RegionBusinessTechnologyScienceHealthSportsOpinionArtsStyleTravelJobsReal EstateAutomobilesBack to TopCopyright 2008 The New York Times CompanyPrivacy PolicySearchCorrectionsRSSFirst LookHelpContact UsWork for UsAdvertise with UsSite Map var tcdacmd="dt"; DCSIMG Tacoda_AMS_DDC_addPair("t_section","Business, Your Money") Tacoda_AMS_DDC_addPair("site","nytimes.com") Tacoda_AMS_DDC("http://te.nytimes.com/tte/blank.gif","1.0")
 

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features

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plans,

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stock

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market

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The New York Times - Your Money 2008 October

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Articles and features on investing, pensions and retirement plans, mortgage rates, mutual funds, the stock market, bonds and notes. Also has company research, earnings reports and market insight.

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